{"id":8742,"date":"2024-01-09T10:51:51","date_gmt":"2024-01-09T10:51:51","guid":{"rendered":"https:\/\/www.citylets.co.uk\/blog\/?p=8742"},"modified":"2024-01-09T10:51:52","modified_gmt":"2024-01-09T10:51:52","slug":"escape-of-water-how-to-protect-your-property","status":"publish","type":"post","link":"https:\/\/www.citylets.co.uk\/blog\/escape-of-water-how-to-protect-your-property\/","title":{"rendered":"Escape of Water \u2013 How to Protect Your Property"},"content":{"rendered":"

What exactly is an \u2018escape of water\u2019?<\/strong><\/p>\n

Escape of water incidents are one of the most common causes of property insurance claims. These unfortunate incidents occur when water leaks from a pipe or appliance and causes damage to your property and belongings.<\/p>\n

\"\"<\/a><\/p>\n

When it comes to insurance and water damage, it is useful to understand the difference between an escape of water and a flood.<\/p>\n

Many people assume that any type of water build-up in a property can be classed as a flood. The key difference (as far as insurance is concerned), is that water damage in your property can only be described as a flood when the water has come from an outside\/external source, such as a burst water main or overflowing river. If water has leaked from somewhere within the property, such as a burst pipe, this is considered an escape of water.<\/p>\n

What is covered when I have an escape of water?<\/strong><\/p>\n

In the event of an escape of water incident, a typical property owner\u2019s policy can provide cover for your building, along with cover for any contents or personal belongings you have chosen to insure.<\/p>\n

Your policy may also have accidental damage included, which would provide cover if an escape of water or leak was caused accidentally, such as accidental damage to a pipe that resulted in a leak.<\/p>\n

\"\"<\/a><\/p>\n

What\u2019s not covered?<\/strong><\/p>\n

Any damage that cannot be attributed to an insured event, such as general wear and tear, or damage sustained over a gradual period, for example, mould or wet rot, might not be covered and you may be asked to pay for the repair depending on any exclusions applicable on the policy.<\/p>\n

Water damage can be extensive and costly, and it can also lead to significant inconvenience and disruption to your daily life. However, there are several measures you can take to avoid escape of water incidents and protect your property from water damage.<\/p>\n

Some things to consider:<\/strong><\/p>\n