Property assets don’t manage themselves and overtime the complexities have become more and more onerous. Even the most seasoned landlord will know that buildings, tenants, debt, tax exposure, legislation, compliance and cash flow rarely move in the same direction. For years, letting agents were seen primarily as facilitators; arranging viewings, collecting rent, and keeping things …
Read more >The finance market for landlords in Scotland has undergone a seismic shift in the past 18 months. Tax policy changes, most notably the increase of the Additional Dwelling Supplement (ADS) to 8%, have reshaped the economics of buy-to-let (BTL) investment and forced landlords to rethink acquisition strategies. While single-unit purchases now face significant headwinds, opportunities …
Read more >When applying for a buy to let mortgage, it can certainly feel like being in a minefield not knowing which way is the safest way to turn. There are enticing mortgage offers out there for landlords, but you’ll need to prepare yourself for strict affordability tests and application processes. While most lenders have their own …
Read more >Landlords face an evolving tax landscape, and staying on top of changes can feel overwhelming. In episode 103 of Lets Talk, James Edwards, Co-Founder and Tax Director at Anderson and Edwards Ltd, shares his perspective on the challenges property investors encounter and how to prepare for them. Understanding Making Tax Digital (MTD) One major focus …
Read more >In the competitive UK rental market, landlords are constantly seeking ways to improve their properties without putting themselves under unnecessary financial strain. Whether you’re reacting to new tenant demands or staying ahead of tightening regulations, property upgrades are not just a bonus, they’re a necessity. But with costs rising and void periods always a risk, …
Read more >With pressures mounting on Scotland’s private rented sector, many landlords and investors are asking: what next for Edinburgh’s rental market? In episode 101, Charlie Innes of Glenham Property joins us again to explore some of the key trends shaping the capital in 2025. We discuss how demand varies across property types, the impact of international …
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