There is no legal obligation to pay for a survey on a property you are purchasing, but that doesn’t mean you shouldn’t consider commissioning one. It may seem an unnecessary expense on top of an estate agent’s commission, legal fees and stamp duty, yet the cost of skipping this step – and potentially overlooking serious …
Read more >Bad debt can haunt you for years, but it doesn’t necessarily mean you won’t be able to buy a home. If you’re dreaming of owning your own place, don’t give up hope just yet. Here we’ve put together a guide below so you can better grasp the process of getting a guaranteed loan with bad …
Read more >In this blog we will discuss borrowing and mortgages for the over 60s in Scotland. Is it possible to get a mortgage when you’re in your sixties? Yes, but you need to be made aware of a few things. It can be a bit more difficult to secure lending when you’re over the age of …
Read more >Savvy property investors who are comfortable with lending as part of their investment strategy tend to be huge advocates of interest only mortgages. There are several reasons why an interest only mortgage vs a capital repayment mortgage when buying an investment property is recommended, but is this the best option for you? Interest only or …
Read more >Around 1,000,000 people in the UK own a second home – investment properties, holiday homes or to provide a home for a family member. If you’re considering buying your second home, whatever the reason, it’s important to be crystal clear on the financial implications. We recommend speaking to a mortgage broker or a property investment …
Read more >Purchasing a buy-to-let mortgage as a limited company has become one of the biggest property trends over the past few years – but will it work for you? A buy-to-let mortgage for limited companies allows you obtain a mortgage on properties through a business, as opposed to in your own name. It is advised that …
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