Self-employment is on the up! And why not? In a post Covid world, the option to work as and when you please on projects you’re passionate about, as well as being able to work to your own schedule is an attractive prospect. One thing self-employment may complicate, however, is the process of getting a mortgage. Investing …
Read more >Could the world get any crazier and with the squeeze getting ever-tighter on everyone’s finances it’s time to look at how to get the edge on your competitors. It’s not a secret that the rental market has gone through the roof in recent years, as city centre locations particularly, have seen property values spiralling on …
Read more >Despite the Coronavirus pandemic affecting much of regular life over the past few years, one thing that has remained consistent is the numbers of students attending university and other higher education institutions. In fact, in the last academic year (2020/21), there were over 2.6 million students in higher education across the UK, many of whom …
Read more >What are the requirements for a buy-to-let property? You’ll need a deposit of around 25%, although some lenders will consider 20%. The deposit amount is based on the valuation or the purchase price – whichever is lower. The loan amount is usually dictated by loan to value and a ‘rental stress test.’ In broader terms, …
Read more >Being self-employed can sometimes mean that getting loans and other financial products is more difficult than if you were employed by another business. However, all is not entirely lost, and there are options available to you. You just need to be aware of some of the extra information you may be required to provide, as …
Read more >Are you currently getting the most out of your mortgage? Chances are, there’s a product out there that suits your current needs and circumstances better, which is why we always recommend reviewing your current lending regularly and consider remortgaging at regular intervals. In this article, we’ll go over why you should regularly scour the market …
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