Picture this: you’ve been managing a couple of properties, and things have been fairly smooth. Now, though, you have the opportunity to expand or have already begun to expand your property portfolio, and you know that things are going to change. Once your portfolio grows, many areas become much more complex, and financial management is …
Read more >Purpose-built student accommodation (“PBSA”) operates as a distinct subdivision within the private rented sector in Scotland. What constitutes PBSA? It is a tenancy whereby the purpose of the let is to provide the tenant the right to occupy a property while the tenant is a student and where: (a) planning permission for the building (or …
Read more >Every year the governments set budgets that outline future taxation, spending, and economic priorities. Therefore landlords in Scotland, from small “accidental” landlords with one property to larger investors with multi-unit portfolios will face potential changes to tax and property transaction costs. These annual budgets can and do change policies which will affect profitability, investment incentives, …
Read more >The Housing (Scotland) Act 2025 represents one of the most wide-ranging reforms of Scotland’s private rented sector in recent years. Since Rory Cowan of BKF & Co last joined the podcast in 2022, rent controls have returned to the centre of housing policy, alongside a broader strengthening of tenant protections. While the Act has now …
Read more >Scotland faces a significant housing challenge that many landlords have yet to recognise as an opportunity. Inclusion Scotland estimates that at the current build rate, it would take 95 years to meet the current unmet housing needs of wheelchair users and 174 years to meet their projected needs. The distinct lack of accessible and adapted …
Read more >Property assets don’t manage themselves and overtime the complexities have become more and more onerous. Even the most seasoned landlord will know that buildings, tenants, debt, tax exposure, legislation, compliance and cash flow rarely move in the same direction. For years, letting agents were seen primarily as facilitators; arranging viewings, collecting rent, and keeping things …
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