Category: Property

Insurance Q&A

Individual owners of tenement flats are obliged by law to have adequate common building insurance in place. Not having insurance places a liability on the owner to pay costs for damage to the property from their own funds, even if it’s not their fault. In the current cost of living crisis, insurance may not be …

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Energy Bills – Who’s Responsible and Help at Hand

Energy bill crisis The impact of global events on our energy supply and the cost to use it are making headlines on a daily basis. Governments have introduced initiatives to help householders out, yet there are still distressing stories of people having to choose between heating and eating and some startling figures relating to energy …

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How Inflation Is Impacting Home Improvements for Landlords

Not only in Scotland but around the world, inflation has been pushing prices sky-high and making everyday life a little harder on our bank balances. But what does this mean for home improvements, and how will landlords maintain their properties when times are tough? Current property market and inflation in Scotland Last year was undeniably …

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Low Supply Drives Initial Rents up at Record Rate

In the last quarter of 2022, pressures on property supply in the private rented sector continued driving growth in average rents in Scotland for new tenancies at an unprecedented rate amid widespread industry condemnation of the new legislation and general asymmetry of approach relative to the social rented sector. The introduction of the Cost of …

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Old School Learning Still Has Merits

Writer Samuel Johnson once said that the next best thing to knowing something, was knowing where to find it. Of course, in the 18th century when he first mentioned this there was no Google to act as that instant fountain of all knowledge. Perhaps the nearest thing to it was Johnson’s own dictionary of the …

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Opposing Policies that Fail to Understand the PRS

Private rents continue to rise despite the Scottish Government pushing through and now extending emergency legislation to freeze them for sitting tenants. However, an extraordinary recent move to increase investors’ additional dwellings supplement (ADS) payments of land and buildings transaction tax (LBTT) to an immense 6% seems wildly counterproductive to bringing down advertised rents for …

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