Changing Trends in Lending for Landlords (Scotland)
The finance market for landlords in Scotland has undergone a seismic shift in the past 18 months. Tax policy changes, most notably the increase of the Additional Dwelling Supplement (ADS) to 8%, have reshaped the economics of buy-to-let (BTL) investment and forced landlords to rethink acquisition strategies. While single-unit purchases now face significant headwinds, opportunities …
Read more >





