How the Budget Affects Landlords in Scotland

Every year the governments set budgets that outline future taxation, spending, and economic priorities. Therefore landlords in Scotland, from small “accidental” landlords with one property to larger investors with multi-unit portfolios will face potential changes to tax and property transaction costs. These annual budgets can and do change policies which will affect profitability, investment incentives, …

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Lets Talk with Rory Cowan of BKF & Co

The Housing (Scotland) Act 2025 represents one of the most wide-ranging reforms of Scotland’s private rented sector in recent years. Since Rory Cowan of BKF & Co last joined the podcast in 2022, rent controls have returned to the centre of housing policy, alongside a broader strengthening of tenant protections. While the Act has now …

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First-tier Tribunal Report 2023 to 2024

In what is set to be a pretty full-on year for the Private Rented Sector (PRS), a gentle introduction to 2026 is provided by examining the most recent report on the work of the First-tier Tribunal: Housing and Property Chamber (the Tribunal) and what that may say about the broader PRS as a whole. The …

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The Student’s Guide to Rental Living in Fife

Fife is a fantastic region for students, offering a blend of coastal beauty and historic academic prestige. Whether you are studying at the University of St Andrews or attending Fife College, finding the right place to live is a top priority. Rental living here provides a unique sense of independence, but it also comes with …

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Innovative Investors are Still Finding Opportunities in a Challenging Market

In every market cycle, the most successful property investors are those who adapt. Where some see barriers, others spot opportunities. The sector has navigated everything from the global financial crisis to Covid, and now, particularly for Scottish landlords, a wave of legislative and fiscal pressures. Rent controls, rent freezes, and the Additional Dwelling Supplement (ADS) …

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Awaab’s Law in Scotland’s Private Rented Sector

On 21st January 2026 draft regulations – Top of Form Bottom of Form The Investigation and Commencement of Repair (Scotland) Regulations 2026 – were laid before the Scottish Parliament. The regulations are a significant milestone in Scotland’s efforts to improve rented housing conditions by introducing new duties on private landlords to strengthen tenants’ rights and …

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