Purchasing a buy-to-let mortgage as a limited company has become one of the biggest property trends over the past few years – but will it work for you? A buy-to-let mortgage for limited companies allows you obtain a mortgage on properties through a business, as opposed to in your own name. It is advised that …
Read more >What are the requirements for a buy-to-let property? You’ll need a deposit of around 25%, although some lenders will consider 20%. The deposit amount is based on the valuation or the purchase price – whichever is lower. The loan amount is usually dictated by loan to value and a ‘rental stress test.’ In broader terms, …
Read more >More and more people are recognising the unique advantages of property investment, and Edinburgh and Scotland’s Central Belt, in general, is a great place to invest in property thanks to steadily rising property prices. First off, we have to understand the different costs associated with purchasing a buy-to-let property: Cost of the property itself (typically …
Read more >An additional 280 buy to let (BTL) products are now available compared to the start of May. The significant increase in choice is a strong indication that the market is starting to recover. The recent figures recorded by independent money monitor Moneyfacts show that the increase in product choice, particularly in the higher loan to …
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